90% Mortgage Plan
"Top Up" Mortgage
"Mortgage Insurance Programme"
Eligible Properties
- Applicable to primary market properties (completed or under construction) and secondary market properties
Maximum Loan-to-Valuation Ratio
- Up to 90% of appraised property value
Maximum Loan Tenor
- Up to 30 years
Eligible Customers and Properties
- Self-use private residential properties under personal or shelf company ownership
- Self-use private residential properties under personal ownership
Approval
- One-stop approval by Bank
- Approval by The Hong Kong Mortgage Corporation Ltd
Upfront Fee / Insurance Premium
- Customers will be required to pay an upfront fee (The upfront fee can be borrowed along with the mortgage loan in one lump sum)
- Customers will be required to pay mortgage insurance premium (The insurance premium can be borrowed along with the mortgage loan in one lump sum)
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